When An Agent Should Use PMH Financial


	Partner with PMH Financial at the beginning of your listing or immediately when a contract is received. PMH Financials results come from our experience and doing it right the first time.

	You have discovered prior to listing the property that the reason the person is selling their property is because they are in financial distress, facing default or foreclosure with no assets or financial ability to make their mortgage company whole at closing by bringing cash to the closing table when the property sells. Understand that sellers who simply want to walk away from a property because it has lost value or sellers that have other assets usually do not receive approvals from their mortgage servicers without concessions such as cash contributions or Promissory Notes to be able to close on a contract that will not net full payoff for their liens.

	You have a motivated seller who is willing to fully participate in the sale of their property (and have engaged/cooperative tenants if property is an investment property) by providing full financial disclosure that their mortgage company will require to get that mortgage company to accept less than what is owed and be prepared to provide that information in writing and with backup documentation such as copies of paystubs, bank statements and full federal tax returns and provide that information quickly.

	You need PMH Financial to be your expert dealing with your sellers to gather the required financial information, review it and then be able to supply their lien holders with accurate and complete information. PMH Financial will then do all the negotiating with each seller and servicer for the best possible result and quicker approvals.

	You completely understand how to obtain short sale approval from mortgage companies but you wish to have the turn time from those companies reduced so you stop losing buyers.

	You are too busy in your Real Estate business to take on the tedious, complicated and time consuming negotiation process that is involved when dealing with mortgage servicers/lenders. You want to spend your time obtaining new listings versus losing business.

	You want to have a reputation of success in short sales.

	You are willing to forfeit 1% of your commissions paid out at closing to PMH Financial as compensation for our services.

Chat with us about...

• What Is A Short Sale?
• Will Lender Accept Short Sale?
• Steps In A Short Sale
• The Short Sale Package
• Beware The IRS
• IRS Form 982
• Broker Price Opinion
• The Hardship Letter
• Credit Consequences
• The Mortgage Relief Act
• FHASecure Refinancing
• Loss Mitigation Contacts
• Obama Loan Modification Plan
• More!